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Written by Evany

How do you choose an iPhone insurance that suits you?

At Coolblue, you can choose a monthly or yearly iPhone insurance. This way, you're insured against fall and impact damage, water damage, or theft. Do you often drop your iPhone? An insurance is a good choice. We'll help you choose the right insurance in this article, so you can easily use your iPhone.

Coolblue iPhone insurances

Buy Apple iPhone Coolblue

There are different iPhone insurances at Coolblue. You can purchase these for at least 1 month or 1 year. The coverage is always in addition to the 2 years of standard warranty. Ask yourself the following before you choose an insurance:

  • Which iPhone insurances are there?
  • What's covered?
  • Do you want to pay a one-time or monthly fee?
  • For how long do you want to insure your iPhone?

Which iPhone insurances are there?

Choose Coolblue iPhone insurance

If you buy your iPhone at Coolblue, you can choose between 2 different insurances. You can choose the Backup Plan Damage and the more extensive Backup Plan Complete. the difference between these 2 insurances is that Backup Plan Complete also covers theft. You can purchase both insurances for 1 month or 1 year. At the bottom of this page, you can find the difference to the 2 year standard warranty.

What's covered?

Insure iPhone water damage

With an insurance, all repair costs are covers. You do always have to pay a deductible. Did you drop your iPhone 14 and did the screen break? You have to pay 10% of the purchase price as a deductible. If the iPhone 14 costs € 960, you have to pay a € 96 deductible. In case of theft, the deductible is 20%. Your iPhone is covered if you received it an payed the fee.

Do you want to pay a one-time or monthly fee?

Use Apple iPhone

The fee you pay differs per iPhone model. The more expensive the model, the higher the fee. You can insure your iPhone 14 for 1 year from € 109.90*. You pay this amount all at once. Do you prefer to pay per month? For your iPhone 14, that costs € 11.99 per month. On the product page and during checkout, you'll find the exact amount of the fee. At the store, our expert will tell you.

  • These prices are an example, because the iPhone prices change regularly.

How do you want to insure your iPhone?

You can purchase all insurances for 1 months or 1 year. For the monthly version, you pay a fee every month. You can cancel this insurance every month with a maximum duration of 36 months. Do you choose 1 year? You pay the fee all at once. The yearly insurance is more affordable than the monthly insurance. On a yearly basis, you'll save about 15%. You can purchase every insurance right away when you purchase your new iPhone.

Comparison warranty and insurances

Standard 2-year warranty Backup Plan Damage Backup Plan Complete
Can be canceled monthly Doesn't apply € 11.99 per month for the iPhone 15 € 13.99 per month for the iPhone 15
Pay 1 year in advance Doesn't apply € 109.90 (NL) or € 125.90 (BE) for the iPhone 15 € 144.90 (NL) or € 149.90 (BE) for the iPhone 15
Expensive 2 years 1 month or 12 months 1 month or 12 months
Deductible Doesn't apply 10% of the purchase price 10% of the purchase value, 20% of the purchase value in case of theft
Fall and impact damage No Yes Yes
Water damage No Yes Yes
Manufacturing errors Yes, covered by the warranty Yes, not covered by the warranty Yes, not covered by the warranty
Total loss (repair not possible) No Yes Yes
Unintentional misuse No Yes Yes
Theft No No Yes
Evany
Article by:
Evany Apple Expert.
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