Garmin Pay: what is it and how does it work?

With Garmin Pay, you pay contactless via your Garmin smartwatch. Garmin Pay was first announced in November 2017, but was not yet available in the Netherlands. This has been possible since October 2018. A condition for this is that you must have a debit card from one of the participating banks. At the moment they are ABN AMRO, Rabobank or a Mastercard credit card from ICS.

1. Open the Garmin Connect app on your smartphone. Tap 'Garmin Pay' in the app. You can add your bank card in this menu.
2. You'll get a notification to set up a PIN code. Enter this PIN code 2 times. Make sure to remember it, because you'll have to enter this code the 1st time you want to make a contactless payment too.
3. Select the bank card you want to connect.
4. Enter the card number. This number might not be on your bank card, you might have to look in the online banking environment. Enter the expiration month and year, these are indicated on your bank card. Do you want to add your credit card? Enter the CVC code as well.
5. Enter your name and address information.
6. You'll now receive an SMS with a verification code. Enter this code and your bank card will be connected. You can now make a contactless payment. Please note that the watch will ask for your PIN code the first time.

Not every bank supports Garmin Pay. You can only make contactless payments if your bank supports Garmin Pay. View the full list of affiliated banks via the link below or go to 'required bank account' on the product page.

To make a contactless payment, the watch must have an NFC chip. The following watches have this.